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Estimate the monthly payment on #221 — principal & interest, property taxes, insurance, and HOA. Adjust anything to match your scenario.

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20% down
%
Illustrative
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1.2326% of price
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$
Estimated monthly payment
$4,568
Principal, interest, taxes, insurance & HOA
Principal & interest$3,478/mo
Property taxes$707/mo
Insurance$167/mo
HOA dues$540/mo
Down payment$20,640
Lender fees$3,010
Welcome Home Grant credit−$20,000
Cash to close$3,650

Excludes title, escrow, recording and prepaid impounds. Lender fee figure per the City National Bank rate comparison dated 8/12/2026.

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Estimates for general information only — not a loan offer, quote, or commitment to lend, and not a guarantee of any rate or terms. Jade Larney is a licensed real estate agent, not a mortgage lender. Rates and figures vary by lender and change daily; confirm with a licensed mortgage professional. The Welcome Home Grant is a program of City National Bank, a subsidiary of Royal Bank of Canada; it requires financing through City National Bank, owner occupancy and a 660 minimum credit score, and grant funds may be applied to down payment, closing fees, prepaids or points at the borrower’s discretion. Program figures shown reflect a City National Bank rate comparison dated 8/12/2026 on a $688,000 purchase with $20,640 down and a $667,360 loan over 360 payments; rates, terms and availability are set by the lender and change without notice. Jade Larney and Anvil Real Estate are not the lender, do not originate mortgage loans, and are not affiliated with City National Bank. Not a commitment to lend; subject to credit and property approval. Not all applicants will qualify. Equal Housing Opportunity. Equal Housing Lender. City National Bank NMLSR ID #536994.

Jade Larney · Anvil Real Estate · CA DRE# 02241676